FHA Loans

Get an FHA Loan with Little Money Down to Buy Your Dream Home!

About FHA Home Loans

The Federal Housing Administration (FHA) provides home loans that make it easier for you to buy a home.

If you have credit challenges, been through a foreclosure or bankruptcy, an FHA loan may be the right home loan for you.

Borrowers who cannot afford a traditional down payment of 20%, FHA allows lenders to provide home loans with down payments as low as 3.5% of the purchase price.  

About FHA Home Loans

FHA stands for Federal Housing Association which is part of HUD (Department of Housing and Urban Development), its insured a large number of home mortgages since its establishment back in 1934.

FHA provides a guarantee to the lender so the lender doesn’t lose money in case the borrower gets default on the payments. There is upfront Insurance required to be paid to the lender when financing this loan and this money will be used in case if client defaults with the mortgage payments and house goes into foreclosure.

Credit score qualification 580 and up.

The FHA Loan Process

Here’s how our FHA loan process works:

  • Complete our simple FHA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs


  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • 3.5% Down Payments
  • Jumbo & Super Jumbo Loans
  • Terms of 15, 20, and 30 years are available for the fixed-rate products

*VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.